• 16288 Stanley Ct. Forney, TX 75126
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Insurance

How to Work with a Roofing Contractor
for Insurance Claims

1. Choose a Local, Reputable Roofing Contractor

  • Local Expertise: Ensure the contractor is a local, reputable roofing professional familiar with your area’s specific needs and regulations.
  • Inspection: The contractor will thoroughly inspect to determine if sufficient evidence exists to file an insurance claim. A qualified contractor should be willing to get on the roof and provide photos of any damage.
  • Avoid Scams: Be cautious of contractors who knock on your door unsolicited and are not willing to perform a proper inspection.

2. Contact Your Insurance Agent

  • Notify Your Agent: Inform your insurance agent about the damage. They will assign a claims representative to your case.
  • Adjuster Visit: An insurance adjuster will visit your property to assess the damage and provide an estimate for necessary repairs.
  • Coordinate with Your Contractor: It is important to have your roofing contractor present during the adjuster’s inspection. This ensures both parties agree on what should be covered by the claim. A good contractor will work with the adjuster to ensure all necessary repairs are included at the correct price.

3. Review the Estimate with Your Contractor

  • Detailed Review: Discuss the insurance adjuster’s estimate with your contractor and ensure they explain the full scope of work.
  • Contract Agreement: Your contractor should provide a contract summarizing the agreed scope of work based on the insurance estimate.

4. Invoicing

  • Submit Invoice: Upon project completion, your contractor will send a completed invoice to your insurance carrier. This will trigger the release of the remaining funds, known as “recoverable depreciation.”

5. Settle Payment

  • Final Payment: Once the project is completed to your satisfaction, settle the payment with your contractor. Remember to request any applicable warranties for the work done.

Following these steps ensures that your roofing project is handled professionally and your insurance claim is processed smoothly. Trust Inspiration Roofing to provide expert service and support for any roofing needs.

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Inspiration Roofing is a licensed and insured full-service general contractor in Texas.

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